Recently, the China Insurance Regulatory Commission issued a "Guiding Opinions on the Reform of the Commercial Vehicle Insurance Clause Rate Management System (Draft for Comment)" to various insurance companies, requiring insurance companies to give feedback to the China Insurance Regulatory Commission before July 21.
Passenger Hoist:
Passenger Hoist, also known as construction elevator, can also be an outdoor elevator, site lift cage.
The work lift is mainly used in various kinds of buildings of urban high-rise and super high-rise, because such building height is very difficult to use the material hoist to complete the work.
Due to its unique box structure, construction personnel can ride comfortably and safely.
Construction Hoist is usually used in conjunction with Tower Crane on site.The normal construction lift has a load of 1-10 tons and a running speed of 1-60m/min.
Passenger Hoist Specification Table:
NO
ITEM
UNIT
SC200/200
SC100/100
1
Rated Load
Kg
2000/2000
1000/1000
2
Rated lifting speed
m/min
33
33
3
Max lifting height
m
150
150
4
Cage size
m
3*1.3
3*1.3
5
Cage height
m
2.4
2.4
6
Starting current
A
270
270
7
Working current
A
70
70
8
Power consumption
KVA
13*3
13*3
9
Motors power
KW
11*3/11*3
11*2/11*2
10
Mast section weight
Kg
140
140
11
Weight for 150m height
t
20
20
12
Mast section size
m
1.508*6.50*6.50
1.508*6.50*6.50
Application Area:
Passenger Hoist is used widely in the construction of manned cargo construction machinery, mainly used in the high-rise building interior and exterior decoration, Bridges, chimneys and other construction.
If you have any questions, please contact with us directly. Passenger Hoist are produced with High Quality and Good Appearance. Welcome you can visit our Factory. For inqury, Please send mail directly to us.
Mobile Tower Crane,Travelling Topkit Tower Crane,Self Erecting Traveling Tower Crane,Topless Travelling Tower Crane Passenger Hoist,Goods Hoist,Building Hoist,Hoist Elevator Jinan East Machinery Co.,Ltd. , https://www.jneastmach.com
For the auto insurance reform, the "Draft for Comment" stated that the industry model clause is the main body, and the innovative clauses are supplemented to establish a standardized and personalized commercial auto insurance clause system. Based on the law of large numbers, market-oriented, and granting and gradually expanding the commercial auto insurance rate of property insurance companies to determine autonomy.
It is understood that the current insurance policies for major insurance companies in the domestic market are mainly ABC three sets of auto insurance clauses, namely the terms of PICC, Ping An and Taibao. In addition, Ansheng Tianping Insurance Company (formerly Tianping Auto Insurance Company) is a separate set. Auto insurance terms.
Mr. Wang of an insurance company said in a conversation with the reporter of "Daily Economic News" that this "Draft for Comment" basically clarified the idea and framework of the auto insurance reform, that is, switching from the original three sets of clauses to a set of model clauses. Then, the insurance company will develop innovative auto insurance clause rates according to its own capabilities, but it is not clear when the insurance company can design the development clauses independently.
The "Draft for Comment" proposed that the China Insurance Industry Association should establish the collection, measurement and adjustment mechanism of the commercial vehicle insurance loss data in the property insurance industry in accordance with the requirements of the law of large numbers, and dynamically publish the commercial vehicle insurance standard pure risk premium statement for the property insurance company science. Provide a reference for determining the rate of commercial auto insurance.
The "Draft for Comment" proposes that property insurance companies should strengthen their sense of responsibility and rational management, and actively improve their risk identification, risk classification, risk pricing and risk management capabilities, and scientifically determine the auto insurance premium rate adjustment factor within a certain scope. Its adjustment standards gradually increase the flexibility and adaptability of the commercial auto insurance rate, and promote the commercial auto insurance rate level to better match the risk level of the underwriting target and the insurance company's channel cost level.
In addition, the "Draft for Comment" also stated that the insurance regulatory agency will gradually expand the commercial auto insurance rate of the property insurance company according to the development of the insurance market and the maturity of the insurance market, and finally form a highly market-oriented commercial auto insurance rate. mechanism.
Although the China Insurance Association released the commercial vehicle insurance benchmark pure risk premium table dynamically, Mr. Wang admitted that he still gave the insurance company a certain amount of space, and the insurance company could adjust some factors at the time of pricing.
In order to allow insurance companies to independently design innovative auto insurance clause rates, an insurance company Mr. Fang said in his communication with the "Daily Economic News" that the China Insurance Regulatory Commission does not specify how much insurance companies have room for innovation.
Mr. Wang believes that the pricing will be based on model pricing, but because there are more domestic car models, the difficulty of auto insurance reform is here. He admits that customers with low risk in terms of auto insurance clause rates are subsidizing high-risk customers, and with the advancement of auto insurance reform, this space will be reduced and pricing will become more fair and reasonable.
At the car insurance joint meeting in June, Chen Wenhui, vice chairman of the China Insurance Regulatory Commission, also pointed out that in terms of tariffs, it should be market-oriented and give and gradually expand the insurance company's commercial auto insurance rates to develop autonomy. Since the law of large numbers is the basis for the calculation of commercial auto insurance rates, in order to prevent large pricing deviations and pricing risks of individual insurance companies, the industry should develop a comprehensive and multi-year commercial auto insurance loss rate table for the industry reference. For other components of commercial auto insurance premiums, the autonomy should be gradually handed over to market players to stimulate market vitality and encourage healthy competition.
Regarding the terms of independent innovation design of insurance companies, Mr. Fang admits that although there is no clear space for innovation in the insurance policy terms, some things will certainly not be included in insurance liability, such as some obvious illegal acts.